Buying Property in France: 10 Key Steps for a Successful Purchase in 2026
Buying property in France is a structured process involving notaries, mandatory diagnostics, and a legally binding compromis de vente before the final deed. Whether you're a first-time buyer or an expat investing in French real estate, understanding the timeline and key steps will save you time, money, and stress.
The 10 Steps at a Glance
Define your budget (purchase price + notary fees + renovation)
Month 1
Get a mortgage simulation (simulate before visiting)
Month 1
Define your search criteria (location, size, DPE)
Month 1–2
Visit properties and assess condition
Month 2–4
Make a written purchase offer
Month 4
Sign the compromis de vente (binding contract + 10-day cooling off)
Month 4
Submit mortgage application (45–60 day deadline)
Month 4–5
Review mandatory diagnostics (DDT)
Month 4–5
Sign the acte authentique at the notary
Month 6–7
Plan renovation works if needed
Month 7+
Key French Real Estate Terms
| French term | English meaning |
|---|---|
| Compromis de vente | Preliminary binding sale agreement |
| Acte authentique | Final notarized deed of sale |
| Frais de notaire | Notary fees (7–8% in old property, 2–3% in new) |
| DDT | Mandatory technical diagnostic file |
| DPE | Energy performance certificate (A to G) |
| PTZ | Interest-free loan for first-time buyers |
| Apport | Down payment / personal contribution |
| Syndic | Property management company for the building |
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